How we treat UPI payment data
Our privacy posture starts with purpose: we collect only the account, device, cookie and transaction data needed to run your wallet, verify access, secure sessions and answer privacy requests. If you open an account from India, your access and eligibility depend on local law and are
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available where local law permits. Payment records linked to UPI, Paytm, PhonePe or Google Pay may include transaction references, timestamps, bank response codes and the name you provide for verification. We use those records to reconcile balances, detect unauthorised access and meet lawful record duties. We
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do not sell your personal data. Where a service partner processes data for us, we require it to follow our instructions and use the data only for the agreed privacy purpose.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.